:root {
    --navy: #082f49;
    --teal: #009da8;
    --teal-dark: #00647a;
    --coral: #f24f61;
    --orange: #f49a24;
    --text: #173650;
    --muted: #506779;
    --line: #dce6ea;
    --page: #f6f8f9;
    --shadow: 0 10px 28px rgba(8, 47, 73, 0.11);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    margin: 0;
    min-width: 320px;
    background: var(--page);
    color: var(--text);
    font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    line-height: 1.55;
    -webkit-font-smoothing: antialiased;
}

img, svg { display: block; }

a { color: inherit; }

.page-shell {
    width: min(1320px, calc(100% - 72px));
    margin-inline: auto;
}

.site-header {
    min-height: 102px;
    display: flex;
    align-items: center;
    background: #fff;
    border-bottom: 1px solid #e4ebee;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    color: var(--navy);
    text-decoration: none;
}

.brand-mark { width: 54px; height: 54px; }

.brand-copy {
    display: flex;
    flex-direction: column;
    font-size: 30px;
    line-height: .85;
    letter-spacing: -.03em;
}

.brand-copy strong { font-weight: 800; }
.brand-copy span { font-weight: 400; }

.hero {
    position: relative;
    min-height: 540px;
    overflow: hidden;
    background-image: url("assets/home-background.webp");
    background-position: center;
    background-size: cover;
}

.hero-shade {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(90deg, rgba(247,250,251,.99) 0%, rgba(247,250,251,.97) 34%, rgba(247,250,251,.68) 51%, rgba(247,250,251,.06) 75%),
        linear-gradient(0deg, rgba(255,255,255,.22), rgba(255,255,255,.08));
}

.hero-inner {
    position: relative;
    z-index: 1;
    min-height: 540px;
    display: flex;
    align-items: flex-start;
    padding-block: 54px 130px;
}

.hero-copy { width: min(850px, 65%); }

.service-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 10px 18px;
    border: 1.5px solid rgba(242,79,97,.66);
    border-radius: 999px;
    color: var(--coral);
    background: rgba(255,255,255,.72);
    font-size: 16px;
    font-weight: 700;
}

.service-badge svg { width: 21px; height: 21px; }

h1 {
    margin: 22px 0 18px;
    color: var(--navy);
    font-size: clamp(42px, 4.2vw, 64px);
    line-height: 1.05;
    letter-spacing: -.045em;
}

.hero-copy p {
    margin: 0 0 18px;
    font-size: clamp(17px, 1.4vw, 21px);
    line-height: 1.48;
}

.options-section {
    position: relative;
    z-index: 2;
    margin-top: -110px;
    padding-bottom: 30px;
}

.option-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 22px;
}

.option-card {
    min-height: 384px;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 20px 26px 22px;
    text-align: center;
    background: rgba(255,255,255,.97);
    border: 1px solid rgba(215,226,231,.95);
    border-radius: 16px;
    box-shadow: var(--shadow);
}

.option-icon {
    width: 88px;
    height: 88px;
    display: grid;
    place-items: center;
    margin-bottom: 12px;
    border-radius: 50%;
    background: #f7fbfc;
    border: 1px solid #b9e2e4;
}

.option-icon svg { width: 58px; height: 58px; }
.option-icon--teal { color: #0d5a70; }
.option-icon--swap { border-color: #f5c8ce; }
.option-icon--orange { color: var(--orange); border-color: #f5cf96; }
.option-icon--pin { color: var(--coral); border-color: #f5c8ce; }

.option-card h2 {
    margin: 0;
    color: var(--navy);
    font-size: 22px;
    line-height: 1.2;
}

.option-subtitle {
    margin: 5px 0 0;
    color: var(--teal);
    font-size: 16px;
    font-weight: 700;
}

.option-rule {
    width: 42px;
    height: 2px;
    margin: 13px 0 15px;
    background: var(--teal);
}

.option-description {
    margin: 0 auto 18px;
    color: var(--text);
    font-size: 15px;
    line-height: 1.42;
}

.option-button,
.option-note {
    width: 100%;
    min-height: 48px;
    margin-top: auto;
    border-radius: 8px;
}

.option-button {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 12px 16px;
    color: #fff;
    background: linear-gradient(135deg, #f24557, #f45c69);
    text-decoration: none;
    font-weight: 750;
    box-shadow: 0 6px 14px rgba(242,79,97,.23);
    transition: transform .18s ease, box-shadow .18s ease;
}

.option-button span { margin-left: auto; font-size: 28px; line-height: 0; }
.option-button:hover { transform: translateY(-2px); box-shadow: 0 9px 18px rgba(242,79,97,.3); }
.option-button:focus-visible { outline: 3px solid rgba(0,157,168,.4); outline-offset: 3px; }

.option-note {
    display: grid;
    place-items: center;
    padding: 10px 13px;
    background: #eaf5fa;
    color: var(--navy);
    font-size: 14px;
    font-weight: 600;
}

.disclaimer {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    margin-top: 22px;
    padding: 16px 28px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 12px;
    box-shadow: 0 4px 16px rgba(8,47,73,.06);
}

.disclaimer svg { flex: 0 0 auto; width: 34px; height: 34px; color: var(--teal-dark); }
.disclaimer p { margin: 0; font-size: 14px; line-height: 1.5; }

.support-strip {
    background: linear-gradient(90deg, #005e77, #08768a);
    color: #fff;
}

.support-strip-inner {
    min-height: 66px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    text-align: center;
}

.support-strip svg { width: 38px; height: 38px; flex: 0 0 auto; }
.support-strip p { margin: 0; font-size: 16px; }

.legal-footer {
    background: #eeede2;
    color: #2f3335;
    border-top: 1px solid rgba(0,0,0,.04);
}

.legal-footer-inner { padding-block: 12px 18px; text-align: center; }
.footer-contact,
.footer-joint { margin: 0; font-size: 12px; font-weight: 700; }
.footer-contact a { color: #438a87; text-decoration: none; }
.footer-artwork { width: 100%; height: auto; margin-top: 8px; }

.footer-companies {
    display: grid;
    grid-template-columns: 88px minmax(0, 1.45fr) 150px minmax(0, 1fr);
    align-items: center;
    column-gap: 20px;
    width: 100%;
    margin: 8px auto 0;
    text-align: left;
}

.footer-logo-cell {
    display: flex;
    align-items: center;
    justify-content: center;
    min-width: 0;
    overflow: hidden;
}

.footer-company-logo {
    display: block;
    flex: 0 0 auto;
    object-fit: contain;
}

.footer-company-logo--clarion {
    width: 68px !important;
    height: auto !important;
    max-width: 68px !important;
    max-height: 100px !important;
}

.footer-company-logo--101 {
    width: 135px !important;
    height: auto !important;
    max-width: 135px !important;
    max-height: 58px !important;
}

.footer-company-copy {
    min-width: 0;
    margin: 0;
    color: #333;
    font-size: 10.5px;
    line-height: 1.45;
    font-weight: 500;
}

@media (max-width: 1100px) {
    .page-shell { width: min(100% - 40px, 960px); }
    .hero-copy { width: 64%; }
    .option-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .option-card { min-height: 370px; }
}

@media (max-width: 760px) {
    .page-shell { width: min(100% - 28px, 680px); }
    .site-header { min-height: 82px; }
    .brand-mark { width: 45px; height: 45px; }
    .brand-copy { font-size: 25px; }

    .hero {
        min-height: auto;
        background-position: 61% center;
    }

    .hero-shade {
        background: linear-gradient(180deg, rgba(247,250,251,.96) 0%, rgba(247,250,251,.93) 60%, rgba(247,250,251,.75) 100%);
    }

    .hero-inner {
        min-height: 610px;
        padding-block: 36px 180px;
        align-items: flex-start;
    }

    .hero-copy { width: 100%; }
    h1 { font-size: clamp(40px, 11vw, 54px); }
    .hero-copy p { font-size: 17px; }

    .options-section { margin-top: -140px; }
    .option-grid { grid-template-columns: 1fr; }
    .option-card { min-height: 350px; }

    .disclaimer { align-items: flex-start; padding: 17px; }
    .support-strip-inner { padding-block: 15px; text-align: left; }
    .support-strip p { font-size: 14px; }
    .footer-contact, .footer-joint { font-size: 10px; }
}

@media (prefers-reduced-motion: reduce) {
    * { scroll-behavior: auto !important; transition: none !important; }
}